I have two accounts showing that are connected to each other. One shows as a trade lines in collections which I believe is a charge off because it was sold to a 3rd party agency. I would like to know if the first account is in fact a charge off and also what is the date of first delinquency?
Trade Lines in Collection
Firm Name/ID
Opened
CredLim
Balance
MoPmnt
Pay Pattern
30
60
90
Account Number
Reported
HighCred
PastDue
MoRep
Account Type
Last Act
Bus Kind
Owner
Terms
Status
WEBBANK/FINGERHUT FRES
03-May-2015
$177
$0
N/A
9321CC
0
0
0
redacted
11-Oct-2015
N/A
N/A
Installment
30-Apr-2015
FP
Individual
Closed
9-Collection
INSTALLMENT SALES CONTRACT
HIGH CREDIT IS CHARGE OFF AMOUNT
UNPAID BALANCE REPORTED AS A LOSS BY CREDIT GRANTOR.
RECENT DELINQUENCY DATE(S): 10/15 ; 09/15
SUBSCRIBER REPORTS DISPUTE RESOLVED - CONSUMER DISAGREES
Collections
Creditor
Date Reported
Member Number
Balance
Industry Code
Orig Amt Date
Account Number
Orig Amt
Status
Date Assigned
Narratives
LVNV FUNDING LLC
30-Apr-2019
1623040
$177
28-Oct-2015
redacted
N/A
Closed
28-Oct-2015
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MAXIMUM DELINQUENCY DATE : 03/17
ACCOUNT SERIOUSLY PAST DUE DATE/ACCOUNT ASSIGNED TO ATTORNEY, COLLECTION AGENCY, OR CREDIT GRANTORS INTERNAL COLLECTION DEPARTMENT.
ORIGINAL CREDITOR: WEBBANK FINGERHUT FRESHSTART
RECENT DELINQUENCY DATE(S): 04/19 ; 03/19
ACCOUNT IN DISPUTE - REPORTED BY SUBSCRIBER
CHECKING ACCOUNT LOAN PLAN
