Is this file hurting my score?

[Anonymous]

Trying to decide if I should get this off my account. Has zero balance but does say closed by granter. However, it shows zero lates. Thanks for any help.   Account Details

Last Reported

Apr 01, 2015

Creditor Name

TRIBUTE

Account Type

Credit Card

Account Status

Closed - Paid

Opened Date

Dec 19, 2008

Closed Date

Jul 28, 2009

Limit

$160

Term

--

Monthly Payment

$0

Responsibility

Individual

Balance

$0

Highest Balance

$276

Payment Status

Current

Worst Payment Status

Unknown

Date of Last Payment

Mar 13, 2009

Amount Past Due

$0

Times 30/60/90 Days Late

0/0/0

Remarks

Canceled by credit grantor

[JagerBombs89]

It doesn't hurt.  When I was in the 800s, I had a couple accounts closed by grantor (due to inactivity).

[takeshi74]

+1 That remark does not matter.

[Anonymous]

I can get it off my file, do you think it is best to leave it.

[FromThereToHere]

I'd leave it for AAoA purposes (unless removing it would raise your AAoA). There is no evidence that the "closed by grantor" remark hurts you in any way.