Is this normal procedure?

[Anonymous]

No they let you write the check as if you wrote then a personal check and you leave with the car. The best part you are in the dealership from no more than 2 hours. i hate those dealerships and the salespeople they are like volchers from the min you step on the lot.

[Anonymous]

cap one blank check is great!  2 years ago, i bought my brand-new 05 xterra with the blank check...i was in the dealership for less than 30 minutes after i settled on a purchase price.  really easy to deal with, even considering that the dealership had never dealt with the blank check program before.

[Anonymous]

I spoke with the finance manager at the dealership and he said running the credit check on everyone is their way of "establishing your identity".   I asked him if he's ever heard of a thing called the drivers license. 

Dealerships do NOT like customers who don't use their financing.

[jandj]

I would DEFINITELY go somewhere else!  I used the blank check method in October to buy a Saturn.  They asked me if I would like them to run my credit to see if I could get a better deal.  I said "No thanks!", they dropped the issue and I left with my new car 30 minutes later!  Take your business somewhere else if they're going to be so obnoxious about running your credit.

[Anonymous]

We were pressured in the same way when we bought my husband's car in 2005...The conversation escalated to a point that I told the salesman we would buy our car elsewhere. I asked the salesmen to give my husband and me enough time to discuss the situation; we did, and decided to walk. When my husband returned to tell the sales person he told him we're leaving and that "she hates financing bs at dealerships and that is why we were pre-approved at our bank" (and I do HATE dealership financing bs with every fiber in my being) He then said he needed to talk to his sales manager to OK the unique procedure (bs). I became a little indignant at this point and told him if he was going to waist my time when I already handled the financing, he was going to loose the sale! Goodbye! He back pedaled and we drove off in our new car after showing proof of insurance signing the paperwork and the check. They are snakes!!!! And, yes they do make $$$ from elevated interest rates using their finance companies.

Message Edited by Lori344 on 06-14-2007 10:06 AM

edited spelling error

Message Edited by Lori344 on 06-14-2007 02:34 PM

[Anonymous]

I bought my 2006 Chrysler 300C from a Honda dealer here in Huntsville.  I brought in my Roadloans.com blank check, and they didn't give me the run around.  They did however try to get me to consider their financing.  I told them what my scores were, what rates I got from roadloans, that I didn't want them to run an inquiry unless they were sure that they could beat the interest rates (8.5%).  They decided not to pursue it with me.

Bottom line - you deserve a better dealership - bale on them...

[Anonymous]

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@Anonymous wrote:

Did you do the capital one blank check program check? We used this as the dealership tried to say well let us pull you credit and see if we can get you a better rate. We said no and went to leave the dealership and then they were more then happy to take our check.

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Yes...if you want to instantly improve the deal any car salesman is offering you, all you have to do is stand up and walk toward the door. I have had car salesmen chase me across the parking lot to my car...in a thunderstorm no less.

Going in the last three days of the month helps, too.

[MidnightVoice]

I know it is OT, but this site has some good tips about buying a car:

http://www.edmunds.com/advice/buying/articles/78386/article.html

especially the "Confessions of a car salesman" 

http://www.edmunds.com/advice/buying/articles/42962/article.html

[Anonymous]

I recently had this same thing happen. I gave them my social. I stated that they were not permitted to run a hard inq. I made them put it in writing. Not sure what they did, but they ran some kind of check on me. No hard inq. Had they done that I had a signed paper stating they were not going to, so I could have it removed.

Just a tip. I have owned many cars. *Always* state when looking that you are paying *Cash*. You do not want credit, nor need credit. Only *Cash*. This way they won't even think of credit or trying to trick you with payments. You want the bottom line number on the car. When you get your best price, then if you want inquire about their credit services.

Other wise they keep you in the dealership for what feels like bloody hours. I give them 15 minutes to work a price and I am out the door. Talking cash gets you out the door in 10 minutes. Not even a form to fill out. Give you more control and then when you finance you know exactly how much they *really* are tacking on over the cash price.

They want to pull your credit because they have room for extra commission.

Message Edited by ilovepizza on 06-14-2007 01:45 PM

[Anonymous]

My husband and I are meeting with a different dealership in about an hour.  I'm just waiting to see if they try and give me the same pressure about running our credit.  If they do.......We're gone.