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Joining DCU - possible ID problem

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nathanmac
Member

Joining DCU - possible ID problem

I'm looking to join DCU soon as I would like to get a car loan from them in a month or 2. The problem is that I recently moved to a new state and don't yet have a ID with my new address on it. I did change the address on my credit cards so it show on my credit reports. Even worse is that the state I moved to confiscates your old ID when you get a new one. I have been having to fly a lot lately so I haven't had a period where I could be ID free long enough to get switched. Does anyone know if this will be a problem with DCU?

 

An alternative would be to sign up with my old address and change it once approved. I can still receive mail at the old address. 

Message 1 of 4
3 REPLIES 3
notfancy
Valued Contributor

Re: Joining DCU - possible ID problem


@nathanmac wrote:

I'm looking to join DCU soon as I would like to get a car loan from them in a month or 2. The problem is that I recently moved to a new state and don't yet have a ID with my new address on it. I did change the address on my credit cards so it show on my credit reports. Even worse is that the state I moved to confiscates your old ID when you get a new one. I have been having to fly a lot lately so I haven't had a period where I could be ID free long enough to get switched. Does anyone know if this will be a problem with DCU?

 

An alternative would be to sign up with my old address and change it once approved. I can still receive mail at the old address. 


I opened an account with DCU and I don't recall sending a driver's license, but if I did, my address also doesn't match. Just make sure you have a couple utility / CC bills with your new address, and perhaps the address change confirmation form from the post office. (it shows your old and new address)

625 EQ FICO Current Score: 660 DCU EQ FICO/ 645 Scorewatch EQ FICO , EX FICO 664, TU FICO 737 (08/2014)
Goal Score: 700   Seedling again as of 07/29/14
Message 2 of 4
nathanmac
Member

Re: Joining DCU - possible ID problem

Thanks

Message 3 of 4
09Lexie
Moderator Emerita

Re: Joining DCU - possible ID problem


@nathanmac wrote:

I'm looking to join DCU soon as I would like to get a car loan from them in a month or 2. The problem is that I recently moved to a new state and don't yet have a ID with my new address on it. I did change the address on my credit cards so it show on my credit reports. Even worse is that the state I moved to confiscates your old ID when you get a new one. I have been having to fly a lot lately so I haven't had a period where I could be ID free long enough to get switched. Does anyone know if this will be a problem with DCU?

 

An alternative would be to sign up with my old address and change it once approved. I can still receive mail at the old address. 


Can you get a state ID card? DCU can be fickle on id verifications and when they ask for a DL, it will be a color copy.  To be safe, I would have a government issued valid id available. 

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