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Judgment Help

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Anonymous
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Judgment Help

I guess I should start a new thread on this. In late 2003 I Got served on a Dentist bill for about $300. A couple of days before the court date I went to the dentist's office and paid the account off in full. I contacted the attorney that was handling the case and she told me that that wasn't good enough and she wanted another $160 for fees. It was right before Christmas and she agreed to give me a couple of months to pay it and long story short I forgot about it. Next thing I know I got a letter saying I had a judgment. I had completely forgotten about the whole thing until about a week ago I got interested in possibly getting a HELOC which ultimately led me to this message board. As for the judgment, the loan guy told me it could negatively affect me event to pay the judgment so now I'm not sure what to do. Should I dispute it? Pay it? Try for PFD? Is that even possible with a judgment?
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Anonymous
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Re: Judgment Help



kidwon wrote:
I guess I should start a new thread on this. In late 2003 I Got served on a Dentist bill for about $300. A couple of days before the court date I went to the dentist's office and paid the account off in full. I contacted the attorney that was handling the case and she told me that that wasn't good enough and she wanted another $160 for fees. It was right before Christmas and she agreed to give me a couple of months to pay it and long story short I forgot about it. Next thing I know I got a letter saying I had a judgment. I had completely forgotten about the whole thing until about a week ago I got interested in possibly getting a HELOC which ultimately led me to this message board. As for the judgment, the loan guy told me it could negatively affect me event to pay the judgment so now I'm not sure what to do. Should I dispute it? Pay it? Try for PFD? Is that even possible with a judgment?


Did you pay the dentist bill before the court date. IF so you might not owe the attorney anything. Call the AG office and find out.  Im only guessing here......I just believe that the attorney was hired by the dentist and not you. And NEVER make any kind of payment arrangment over the phone......it is your word against attorney's that you even spoke!


Message Edited by HappyDays on 09-08-2007 05:55 PM
Message 2 of 6
Anonymous
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Re: Judgment Help

I did in fact pay the Dentist bill in full before the court date. The attorney was hired by the dentist. Is he placing the judgment against me just for his fees legal? Should I try to dispute this with the AG?
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Anonymous
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Re: Judgment Help

before any dispute I would call ags office and ask who you need to speak to about judgment placed on CR. In my state it goes through the state banking dept,but is part of the AGs office. Every state  has its own set  up.
 
Some states are on line and are easy to get phone #s and info. I have also found some are awful. You might also get info through state consumer protection
 
Whatever you do do not talk to that attorney on the phone!!!
 
I am still only guessing....I think that this may be a state issue as you did not hire the attorney and attorney fees were not ordered by a judge,having to due with collections......you also need to find out what kind of notice that you needed to receive before the attorney got the judgment. It is just my opinion that these are 2 different issues.
 
You might try consulting an attorney in your area (free consult) and if needed I would sue!
 
Take your time it might pay in the end.  BUT you must have good legal advice


Message Edited by HappyDays on 09-09-2007 11:10 AM
Message 4 of 6
Anonymous
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Re: Judgment Help

The state is Colorado if anyone has any specific knowledge.
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Anonymous
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Re: Judgment Help

main state page
 
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