GuyPD wrote:
I had a credit card, while in Colorado. I was unable to make payments since 1995, when moving to New York. In 2001, the CC company filed a judgment. In 2002, I married and my wife bought a house in her name. Now, a collections agency is calling me about the judgment and saying that they will go after my wife's house and her checking account. Can they do this? If I file for bankruptcy, will it protect her from my debts?
This is only a guess.......If the judgment was filed in Co. it must be renewed every 6 years!!
Domestic and foreign judgments: 6 years and renewable each six years. Note: If for child support, maintenance or arrears the judgment (lien) stays in effect for the life the judgment without the necessity of renewal every six years.
I would call the Co. courthouse ans start asking questions!!!
As to NY......the debt is in your name ONLY they can not do anything to your wife!!!
Whoevery it is that is calling you.....I would get their co.name address and mail them a DV CMRRR
DO NOT TALK TO THEM!!! You want everything in writting!!!!!!
I would also check with an attorney in NY.
You see when a judgment is issued in 1 state does not mean that another state will abide by it. It WILL remain on your CR until the time is up!
This is just my opinion Please wait for more people to answer you.
