I just received a response letter from the US BANK in regards to the PFD letter that I mailed to them.
I wanted you guys to see if I can really mail out the payment and be sure that this account will be deleated.
Right now, I am unsure if US BANK sold my account to a collection agency or not. But whatever the case it is, if US BANK decides to delete after receiving the payment, the collection loses its rights to file collection against me or my credit report..right??
Here is the letter:
This letter is to confirm that the current balance of the above referenced VISA accoun tis $2,699.03. US Bank has reviewed your request to have this account removed from your credit history, and we have agreed to your request.
Payment of $2,699.03 must be received in my office by July 22, 2007 or the offer is null and void. Please make the check payable to US Bank and send directly to my attention at the address listed above.
Thirty days after the payment is applied to the account, we will submitt a request to the credit bureaus for them to delete our tradeline from your credit history. Please note that if payment is made by a cashier's check or money order, we can submit this request immediately. Be advised that the credit bureau databases usually reflect such changes within thirty to ninety days.
If you have any further questions, I can be contacted at the number below.
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Is this good enough? I am just worried that they won't delete the history from my credit!
