@Credit12Fico wrote:How soon does Keybank start reporting? Do Keybank credit cards report statement balance to the bureaus on the statement date? Or is there anything weird about their reporting habits like say US Bank reporting the card balance as of the end of the month?
Also, is it true that they don't process payments on weekends?
It's been my experience that they report at statement closing like most creditors. I don't believe they process payments on weekends. Well I know for sure they dont. Whenever I make a payment or schedule a payment on their website that falls on a weekend, the payment date goes to the next business date. I've never seen a late payment as a result of that. I know I had this issue with my Key signature loan. Payment fell on a weekend and I scheduled the payment, but it took the weekend and an additional 2 business days for it to be posted to my account. They did harass me with phone calls for those two days, but they actually told me there was a 10 day grace period on the signature loan. I don't know if that extends to credit cards, I doubt it does.
(Formerly known as: Credit is my hobby (1.7M)/TCL objective)