Kikoff

[summercrab81]

I've had the $20 KikOff plan and been paying on it for 5 months. I haven't notice it has helped my credit profile or score or in anyway. Would it hurt me to just close it?

[SouthJamaica]

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@summercrab81 wrote:

I've had the $20 KikOff plan and been paying on it for 5 months. I haven't notice it has helped my credit profile or score or in anyway. Would it hurt me to just close it?

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I never heard of it before your post.

I looked it up and it looks like bunk. Yes IMHO you should close it, especially since

(a) it didn't do what it promised to do, and

(b) it's costing you money.

[summercrab81]

It's adding $2500 to my available credit but it's only reporting to 2 bureaus and I think by this time it would have helped if it was going to. Thanks for your input!