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Langley now shows EQ FICO 9 score, where to see FICO 8?

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Anonymous
Not applicable

Langley now shows EQ FICO 9 score, where to see FICO 8?

I opened an account with Langley so I could see my EQ FICO 8 score but I saw today they are now showing FICO 9. Is there a bank that shows EQ FICO 8?

Message 1 of 6
5 REPLIES 5
Mr_Mojo_Risin
Senior Contributor

Re: Langley now shows EQ FICO 9 score, where to see FICO 8?

I believe Citi offers EQ Bankcard 8.

Someone correct me if I'm wrong.

Idk of a bank offering standard EQ FICO 8

NFCU More Rewards 28K CL
NFCU Cash Rewards 16K CL
Citi Custom Cash 7.5K CL
AODFCU Visa Sig 5K CL
Discover IT 2.5K CL
Capital One QS 3600 CL
Message 2 of 6
Anonymous
Not applicable

Re: Langley now shows EQ FICO 9 score, where to see FICO 8?

Yeah I am not happy with this change either since I get EQ9 from NFCU. 

Andrews FCU and Elements Financial seem to be two options but I'm unsure if Andrews requires you to have their credit card to get it. 

https://ficoforums.myfico.com/t5/General-Credit-Topics/UNOFFICIAL-LIST-of-credit-cards-and-which-sco...

 

Elements seems to be open to anyone with a $5 donation. 

ETA: Scratch that. I just went digging around on their website and they switched to Vantage 😒 

 

https://www.elements.org/personal/online-banking/savvymoney-credit-score/

 

ETA2: Andrews looks viable. It's only quarterly but their website seems to suggest that all members can enroll for it and membership only requires you to be a member or join the American Consumer Council

 

https://www.andrewsfcu.org/Learn/Education/FICO-Score

Message 3 of 6
Anonymous
Not applicable

Re: Langley now shows EQ FICO 9 score, where to see FICO 8?

Thanks. I had Andrews before, opened it with $5, then they charged me a $5 annual fee or inactivity fee or something after a year and closed me out. Don't know why langley changed, I have no use for them now. 

Message 4 of 6
althes
Frequent Contributor

Langley now offers EQ FICO9

I just checked and they now give you EQ 9.

They were giving EQ8 up till last month.

Message 5 of 6
ocheosa
Valued Contributor

Re: Langley now offers EQ FICO9

LFCU's system seems to have hit a glitch today, I logged in after receiving the email notice to find Langley had my EQ8 score reported as EQ9. The past 2 months (April & May) had been EQ9, same as NFCU. Unfortunately, my first thought was there could have been ID theft until I checked NFCU then pulled a report to find Langley was reporting incorrectly. Who knows what's going on but I found it very strange.  Doesn't help that with the security issues I'm guarded with Equifax. Just thought I'd mention in case the same occurred with others.

[7/24] Scores 8/9: 700-800s. Util: 1%. Inq/12: EQ 0, EX 2, TU 2. AoOA=15.11y, AoYA=11m.
TCL $693.5K: Personal $562.5K, Business $131K.
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