So I just pulled my Experian credit report and was shocked at the number of inquiries listed. EQ and TU both reporting only one, but here is what is on EX (17!):
Business Name AMEX
Inquiry Date 1/8/2013
Business Type Bank Credit Cards
Business Name CBNA
Inquiry Date 1/8/2013
Business Type Bank Credit Cards
Business Name CHASE
Inquiry Date 1/8/2013
Business Type Bank Credit Cards
Business Name AMEX
Inquiry Date 7/8/2012
Business Type Bank Credit Cards
Business Name CHASE
Inquiry Date 7/8/2012
Business Type Bank Credit Cards
Business Name SAFERENT
Inquiry Date 6/7/2012
Business Type Tenant Screeners (Reseller)
Business Name AMEX
Inquiry Date 4/5/2012
Business Type Bank Credit Cards
Business Name CHASE
Inquiry Date 4/5/2012
Business Type Bank Credit Cards
Business Name CBNA
Inquiry Date 12/9/2011
Business Type Bank Credit Cards
Business Name CAP ONE
Inquiry Date 11/9/2011
Business Type Bank Credit Cards
Business Name CBNA
Inquiry Date 11/8/2011
Business Type Bank Credit Cards
Business Name CAP ONE
Inquiry Date 10/18/2011
Business Type Bank Credit Cards
Business Name WELLS FARGO BANK
Inquiry Date 10/18/2011
Business Type Bank Credit Cards
Business Name AMEX
Inquiry Date 7/14/2011
Business Type Bank Credit Cards
Business Name WELLS FARGO BANK
Inquiry Date 7/14/2011
Business Type Bank Credit Cards
Business Name WELLS FARGO BANK
Inquiry Date 6/10/2011
Business Type Bank Credit Cards
Business Name CARMAX
Inquiry Date 4/3/2011
Business Type Auto Financing Companies
How do I know if some of these are soft pulls or not? I'm pretty sure I did not apply for credit in several of the above cases, and I can imagine it is hurting my score if they are all hard inquiries. Has anyone else had similar problems with their Experian inquiries being way more than reported on EQ and TU?
