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Lates removed...how much of a score jump should I see

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Anonymous
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Lates removed...how much of a score jump should I see

I just had 3 30 day lates and 1 60 day late removed from a cc.  (Haven't showed up on my cr yet though) The oldest late was from Dec 06.  How much of a score increase can I expect from their deletion?  Also, how soon should I see the increase? Thanks for your help.
Message 1 of 14
13 REPLIES 13
Anonymous
Not applicable

Re: Lates removed...how much of a score jump should I see

could take 30-90 days for it to show on CR....don't think it will be big increase but even a small one makes a differance
Message 2 of 14
Anonymous
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Re: Lates removed...how much of a score jump should I see

any increase would be nice, however, by them being put on there dropped my score DRAMATICALLY, and they were NOT valid (hence the reason they were removed) I guess I will just keep my fingers crossed.
Message 3 of 14
Anonymous
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Re: Lates removed...how much of a score jump should I see

remember that everyone is different. All of our scores go up & down but because there is so much going on at the same time that it's hard to tell why.
Message 4 of 14
Anonymous
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Re: Lates removed...how much of a score jump should I see

Smiley Sad Sigh...it just makes me sick that my score went down so much because of the invalid listing of lates. It had to be for that reason as there was NOTHING elseat that time that could have caused the score drop. 
Message 5 of 14
fused
Moderator Emeritus

Re: Lates removed...how much of a score jump should I see

Since all of these lates are less than a year old, it's possible you might see a sizable increase in your scores. Exactly how much nobody really knows.
Message 6 of 14
Anonymous
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Re: Lates removed...how much of a score jump should I see

devan - how did you manage to get 3 30 day lates and 1 60 day lates removed?
Message 7 of 14
Anonymous
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Re: Lates removed...how much of a score jump should I see

They should never have been reported late, we just contacted the cc company and they updated our info. 
Message 8 of 14
Anonymous
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Re: Lates removed...how much of a score jump should I see

My only late was a 60 day late in Feb 06 on my school loan. When TU removed the entry my FICO went up 22 points.
Message 9 of 14
Anonymous
Not applicable

Re: Lates removed...how much of a score jump should I see

BAMF70-was it removed less than a year from the actual posting date?
Message 10 of 14
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