Applying for a mortgage through 2 separate lenders and they are both able to pull from Transunion and Experian without an issue but they are unable to generate/ pull a report from Equifax. When they try to make a pull they are receiving the attached message "Equifax remark: inquiry information identified as fraudulent by consumer - report not available". Lender is using correct name and address, I'm also able to see my credit report through MyEquifax and third party credit reporting services.
Some back story, I did dispute something as "not mine" back in October and I researched and found out that EQ will place a 7 year extended fraud lock on any disputed accounts. When I call in and speak to a supervisor or any other rep, they keep thinking I am asking to remove the reglar fraud lock that is initiated on MyFico.com. They can't find any 7 year fraud lock on my account or have an idea of what I'm talking about, does this go by another name?
I also noticed 2x "Credit File Status Report Blocked for Promotional Purposes" on my account, assuming these are from opting out and are unrelated?
