Lending Club Charge off

[debtguy88]

I had my Lending Club go to collection back in 2019. I paid it off in 2020 and I just notice Lending club is on my credit report as charge off. I called Lending Club and they can not change it from my report. Anyone had luck removing Lending Club from their report after paying collection agency?

[JoeRockhead]

As long as it shows 0 balance and paid, it's accurate and will stay until it falls off. Haven't heard of them doing PFD or granting GW deletions, but maybe someone that knows different will chime in.

[FireMedic1]

This ^^^^^^

Just because you settled your debt for a CO. It stays the full 7yrs. Its a baddie like all the rest and we have to pay the price when it happens. GW's wont work either. Its one step below a BK. Sorry.