Has anyone else done this...apply for a too large loan ($100,000) to be sure and be denied to get the adverse action letter with the TU FICO on it? Is it a true FICO since it is a lender pull? I figured since it is a soft pull, why not try? Opinions, please. Thanks.
If it's not a hard I'd be surprised if it's a true FICO score. Eating a hard isn't worth getting your score.