Length of Credit History varies...

[Anonymous]

I have a question on the differences in length of credit history between EQ and TU. The only diffence in the two cr's are a few closed accounts that affect my timing:

My TU score is 728 and the length is 18 Years, 7 Months with my average account age of 7 years

My EQ score is 692 and the length is 11 years with my average account age 5 years, 2 months. 

Is there anything i can do update this?  It seems to be a big gap that i would love to close.

(BTW, i have been rebuilding my credit alone for years and just stumbled upon the myfico boards this week....wow...it would have been so much easier with all the great info here!)

[smallfry]

No surprise. Either TU is being very friendly to you or EQ dropped a positive tradeline prematurely. I would guess the latter. They removed 3 of my oldest TL's 3 years early. Tough rebuilding a closed TL. 

[cobaltnv]

I agree with smallfry on this one. EQ is notorious for dropping closed accounts early. I have 31 TL reporting on my TU and only 25 on my EQ report due to EQ dropping closed accounts early. Unfortunately there is nothing you can do about this. I would put your two reports side by side and see which accounts are "missing" In your case it should be easy-the oldest one!

Cheers 

[Anonymous]

Thats what i figured.  It really stinks i cant get my ex score.  If in knew it was higher than EQ, i woudnt it even worry about it.

Thanks for the quick reply