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Good luck and let us know how it turns out. I haven't seen my Lexis Nexis report, but I know it has at least 5 incorrect things on there because of odd security questions I was asked when applying for a few cards several months ago. I read of others trying to dispute wrong addresses and personal information that never belonged to them and heard they were not successful despite repeated attempts.
I don't know how these places get this wrong information, but it is very irritating. Some of the information they had included counties and states I've never lived in (and yes, I'm sure there was no identity theft). They're just plain sloppy in getting information, and unfortunately it shows.
@Anonymous wrote:Good luck and let us know how it turns out. I haven't seen my Lexis Nexis report, but I know it has at least 5 incorrect things on there because of odd security questions I was asked when applying for a few cards several months ago. I read of others trying to dispute wrong addresses and personal information that never belonged to them and heard they were not successful despite repeated attempts.
I don't know how these places get this wrong information, but it is very irritating. Some of the information they had included counties and states I've never lived in (and yes, I'm sure there was no identity theft). They're just plain sloppy in getting information, and unfortunately it shows.
Well it's not like they have a monopoly on that.
Equifax didn't update my current address; OK, no problem, simple dispute and upload my mortgage statement, off we go.
Post dispute they did some crazy meld of the two addresses together. Now on round two of filing a dispute.
@Revelate wrote:
@Anonymous wrote:Good luck and let us know how it turns out. I haven't seen my Lexis Nexis report, but I know it has at least 5 incorrect things on there because of odd security questions I was asked when applying for a few cards several months ago. I read of others trying to dispute wrong addresses and personal information that never belonged to them and heard they were not successful despite repeated attempts.
I don't know how these places get this wrong information, but it is very irritating. Some of the information they had included counties and states I've never lived in (and yes, I'm sure there was no identity theft). They're just plain sloppy in getting information, and unfortunately it shows.
Well it's not like they have a monopoly on that.
Equifax didn't update my current address; OK, no problem, simple dispute and upload my mortgage statement, off we go.
Post dispute they did some crazy meld of the two addresses together. Now on round two of filing a dispute.
Not saying there are never problems with the main 3 agencies; but there are weird inaccuracies with IDA, Sagestream, and Lexis Nexis that those agencies don't seem to acknowledge nor let anyone fix.
@Anonymous wrote:
@Revelate wrote:
@Anonymous wrote:Good luck and let us know how it turns out. I haven't seen my Lexis Nexis report, but I know it has at least 5 incorrect things on there because of odd security questions I was asked when applying for a few cards several months ago. I read of others trying to dispute wrong addresses and personal information that never belonged to them and heard they were not successful despite repeated attempts.
I don't know how these places get this wrong information, but it is very irritating. Some of the information they had included counties and states I've never lived in (and yes, I'm sure there was no identity theft). They're just plain sloppy in getting information, and unfortunately it shows.
Well it's not like they have a monopoly on that.
Equifax didn't update my current address; OK, no problem, simple dispute and upload my mortgage statement, off we go.
Post dispute they did some crazy meld of the two addresses together. Now on round two of filing a dispute.
Not saying there are never problems with the main 3 agencies; but there are weird inaccuracies with IDA, Sagestream, and Lexis Nexis that those agencies don't seem to acknowledge nor let anyone fix.
Oh sorry I wasn't trying to defend them was just overly brief... again!
I've reviewed mine but fortunately mine are mostly OK, but I'm getting sorely tempted to just freeze them away and go on with life.
I think I need to pull mine because a couple weeks ago I had a minor issue with my NASA credit card and they asked me some verification questions about 'family' members and I failed it twice because they kept asking questions about the names of people that do not exist in my family and I had to do nothing but guess. The CSR said it's very common for that to happen especially involving family. Fortunately was able to resolve the issue another way but it was frustrating.
@Anonymous wrote:I think I need to pull mine because a couple weeks ago I had a minor issue with my NASA credit card and they asked me some verification questions about 'family' members and I failed it twice because they kept asking questions about the names of people that do not exist in my family and I had to do nothing but guess. The CSR said it's very common for that to happen especially involving family. Fortunately was able to resolve the issue another way but it was frustrating.
Huh, I had a brain fart the other day when an identity question came up regarding my mother's maiden name... which I've never given to a creditor (well before Alliant said they needed it on the account to do an online password reset) and it likely was pulled from one of these datasets.
Time to get my tookus in gear and start checking them all I guess. Thanks for the prodding!
I believe the practices of these "other" reporting agencies are sloppy and suspect, and they don't always get information from legitimate sources. There are apparently addresses on LexisNexis for me because they just randomly grabbed an address of someone with the same last name whom I don't know and who lives in a totally different state. And I'm positive it's not an identity theft issue, it's just these rather worthless secondary agencies picking up easy (and incorrrect) information in a sloppy manner.
When I've been asked security questions a few times by two different lenders, I have come to know what the "incorrect" answers are that they are looking for and provide those answers (inclouding questions about a car I've never owned). Pretty sad to have to do that because of their sloppy business practices, and from what I have seen others on the board reporting, these secondary ( I call them second rate) agencies will not remove incorrect information.
There really needs to be some oversight of these types of agencies who do this.