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@Failingupwards wrote:
My husband and I share a line of credit from our credit union. Is this a revolving account? Installment account? How is this scored?
It's a revolving account.
@SouthJamaica is correct. It is a revolving line of credit.
The other folks are right of course.
But it should also say "revolving" for that account on your credit report. Does it not say that on the report? It may not, in which case great qustion.
Or is it possible that you don't quite know how to pull and read your reports? If not, this is the big "learning moment" for you from the thread, more important than hearing our opinion about whether the LOC is revolving or not. Getting comfortable with how to frequently pull and read your reports is really important. We can help on how to do it if you want
When you get into the rhythm of doing pulling and reading your reports, you'll be able that to answer a lot of questions and much more importantly make the best decisions for yourself about many other things.
Best of luck...