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Locked out of Experian backdoor. Could it be that I used it too often?

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-Wade-
Valued Contributor

Re: Locked out of Experian backdoor. Could it be that I used it too often?


@Wade64 wrote:

@duckSF wrote:

That explains a lot... I recently changed my name so that could be it. Although I wasnt expecting it to be reported yet...


That is the reason


If anything has changed it won't work

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 11 of 17
duckSF
Established Member

Re: Locked out of Experian backdoor. Could it be that I used it too often?

I guess I should be expecting a split file with EQ too now... I wonder if I should let the credit bureaus know about the name change instead of just waiting for the credit cards to update that info..

Message 12 of 17
-Wade-
Valued Contributor

Re: Locked out of Experian backdoor. Could it be that I used it too often?


@duckSF wrote:

I guess I should be expecting a split file with EQ too now... I wonder if I should let the credit bureaus know about the name change instead of just waiting for the credit cards to update that info..


It would be better if you let them know !!!!!  you will need to send a copy of  DL,SS and a Utility Bill for proof of ID

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 13 of 17
prabs99
Regular Contributor

Re: Locked out of Experian backdoor. Could it be that I used it too often?

So, when you file a dispute, you get a copy of your credit report? 

FICO (Discover) 805
Message 14 of 17
-Wade-
Valued Contributor

Re: Locked out of Experian backdoor. Could it be that I used it too often?


@prabs99 wrote:

So, when you file a dispute, you get a copy of your credit report? 


That is correct and you can view it online and also print it

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 15 of 17
prabs99
Regular Contributor

Re: Locked out of Experian backdoor. Could it be that I used it too often?


@Wade64 wrote:

@prabs99 wrote:

So, when you file a dispute, you get a copy of your credit report? 


That is correct and you can view it online and also print it


Thanks. That is good to know.

FICO (Discover) 805
Message 16 of 17
-Wade-
Valued Contributor

Re: Locked out of Experian backdoor. Could it be that I used it too often?


@prabs99 wrote:

@Wade64 wrote:

@prabs99 wrote:

So, when you file a dispute, you get a copy of your credit report? 


That is correct and you can view it online and also print it


Thanks. That is good to know.


YW

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 17 of 17
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