MBNA...is it possible? Has it been done before?

[SmartCookie]

Ah sorry yes it was a good account, so 2013.  I'm going to edit that due to my neurosis. 

It can't hurt to send it out while you are working on the other possibilities, that's for sure.  It is very strange that it disappeared without a dispute.  Murphy's law that this happened with a perfect account...

[Junejer]

Murphy's Law...No doubt. What are the chances of this happening to the utilities that aren't mine (dragging my TU score down)? But nooooo, it had to happen to a perfect account.

[Anonymous]

Have ski mask will travel

BOA since the merger seems to not have any MBNA info on old accounts. Kind of strange.

Or they don't want to deal with it. I had an old chargeoff that I settled. I asked what it would take to get it removed and they just did it. No questions asked.

But a good AU account with BOA was removed too. I keep getting told it can't be reinserted.

[Junejer]

Aight doc. We both need to go visit BoA/FIA donning ski masks to make this happen. Did you try the CRAs to have the information re-report?

[Anonymous]

Transunion and Equifax basically said no.
Transunion I have to find a supervisor or something because those offshore reps just read off a screen anyway.
Equifax I have to try again, they've been receptive lately and it may be because the 2 fraud alerts. I guess some of my disputes triggered them which may be a good thing if it gets them listening.

[Junejer]

Did you offer to provide them with the information to make their job easier. I plan on faxing or mailing them CMRRR the old copies of my CRs, showing this information. It should be an easy data entry for someone on 3rd shift to do.

[Anonymous]

At the time no but I was just thinking that. Just have to see if I have reports that go that far back. Got the bad loan with MBNA removed but since it was listed as BOA they removed both.

[Junejer]

If you have the old ones, just send them the page with the good AU on it and black out the remaining accounts on that page. I think that I am going to fax all three of them today...directly to supervisors if I can find the phone numbers.

[Junejer]

So, BoA and FIA were of absolutely no help. My account nor SSN is in neither system. So, I faxed to the CRAs my old CRs (blackening out my other account info). I will see what happens. Waiting on them to move on my behalf should prove really challenging.