Hi All,
I've been cleaning up my credit report(s) with all 3 CRA's. Here's one I've not seen before, maybe someone can shed some light. I had 2 cc's way back when with Aspire (which when I rec'd it I told cc co I did not want to open since the fees were outrageous). At the same time I got a card with a $300.00 limit from First Nat'l Bank of Meridian. I kept that one and paid it in full every mo. I closed it a year later due to outrageous fees.
I see on my EX, they are both reporting as "NO STATUS". Date opened varies. I know these were in 2005. Here's how they report:
Midland Credit Mgmt. (no mention of Aspire, but I know that was for them).
Date opened: 2/2006, Reported since 6/2005, Date of Status: 6/2005, Last reported:n/a
Type: n/a. terms: 1 month. n/a for credit limit/original amount, high balance,
Your statement: Account in dispute under Fair Credit Billing Acts.
The same goes for the wording on First National bank of Marin with the exception of the date opened: 10/2006, reported since 10/2004, date of status 10/2004 last reported n/a
All of the other verbage is the same as the Aspire one.
What gives?? Dare I open a can of worms with the CRA or lay low and see if something happens or these fall off?
These 2 accounts are noted in my EX report as "negative accounts affecting my score" etc. These are not on EQ or TU.
Any help is much appreciated.
Pepper-Anne
