I would like to give a great big heartfelt thank you to the many knowledgeable members of this forum. It has only been since mid November 2014 when I got really serious about cleaning up my credit. In the past I had made one or two half hearted attempts but never saw any plans through to the end. After getting serious I started logging on to this site daily. Reading the Rebuilding boards gave me valuable insite on what I would need to do in order to get my credit on track and stay on track. I was able to get a couple PFD and Im currently working on GWing my last derogatory. Got my student loans in order and avoided another black mark on my credit by being proactive in dealing with a collection agency. This forum also helped me to see how my high utilization was affecting my credit score(and my ability to get CLI). My TransUnion Fico went from 645 on 11/14/14 to 719 on 2/6/15.
Now I'm like a jehovahs witness telling everybody who will listen about this magnificent tool.No disrespect to any JW.
No need to pay someone else to do it for you. It's all right here for free!!
(im going to have to change my siggy
)
@supercreditgirl13 wrote:I would like to give a great big heartfelt thank you to the many knowledgeable members of this forum. It has only been since mid November 2014 when I got really serious about cleaning up my credit. In the past I had made one or two half hearted attempts but never saw any plans through to the end. After getting serious I started logging on to this site daily. Reading the Rebuilding boards gave me valuable insite on what I would need to do in order to get my credit on track and stay on track. I was able to get a couple PFD and Im currently working on GWing my last derogatory. Got my student loans in order and avoided another black mark on my credit by being proactive in dealing with a collection agency. This forum also helped me to see how my high utilization was affecting my credit score(and my ability to get CLI). My TransUnion Fico went from 645 on 11/14/14 to 719 on 2/6/15.
Now I'm like a jehovahs witness telling everybody who will listen about this magnificent tool.No disrespect to any JW.
No need to pay someone else to do it for you. It's all right here for free!!
(im going to have to change my siggy
Very happy for your progress and that the forum has helped you. Keep up the good work!
Congratulations and good luck on your continued credit journey!
Great progress and I wish you continued success going forward 
