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Math_Rocks just wants to go on record...

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Anonymous
Not applicable

Re: Math_Rocks just wants to go on record...

Sorry for your recent hardships. I wasn't criticizing being in debt, just saying to take the reigns. But I was clueless to your specific scenario, so I offer my apologies.

 

You obviously stepped up and took care of things.

Message Edited by scorerise on 08-10-2009 03:56 PM
Message 11 of 13
Math_Rocks
Established Contributor

Re: Math_Rocks just wants to go on record...

Should have known....

 

After a week had passed, the $39 fee still had not been credited so I called again. The CSR said there was no record of anyone saying that the fee would be reversed and since I really had gone overlimit, I had to pay the fee.

 

"A $39 fee for going over two bucks?"

 

"Yes, ma'am, even if it was 2 cents, its still over limit and according to our agreement, you legitimately owe the fee."

 

Blood pressure rising, I told her I would need to speak to a manager and she assured me that it would not make a difference but got someone for me. I explained the situation to him, he reviewed my account and said that he would, just this one time, remove the fee but that I needed to be careful to not let it happen again.

 

So, (a) I want to see this fee actually taken off (and will post when it happens) and (2) leave the experience feeling like I have been reprimanded. Yes, it should not have happened. I shouldn't have allowed my balance to get so close to the limit; however, I thoroughly dislike being treated like a child.

 

Sorry, just needed to vent. Back to my happy space...

Filed Chapter 13 April 2012. Case successfully closed May 2017, about 1 month after 60th payment. FAKO scores on close date: TU 695 EQ 697. Received discharge July 11th - took forever! Real EX day of discharge 624.
Message 12 of 13
haulingthescoreup
Moderator Emerita

Re: Math_Rocks just wants to go on record...

Math_Rocks, all I can say is that one day you will sleep better for the decisions that you have made. Maybe not now, lol, but in the long run.

24 years ago, we remodeled our house. Our kids were one and three years old, and of course, I had no idea that I'd get pregnant again when the workmen left the house.

At one point during the remodeling, with both kids asleep, I really, really had to leave the house. Both the carpenters were there (both long-term veterans of AA, God bless them), and I awkwardly approached them. I said that I really had to go (I was picking up prescriptions), and I had to leave the kids, and if something happened, could they let the firefighters know that there were kids in the house?

I'll never forget their response: we have to get up every morning and look in the mirror, and we are answerable to our consciences, and we have to do what is right, all the time.

Good for you for making the tough decision that will allow you to look in the mirror in the morning!
* Credit is a wonderful servant, but a terrible master. * Who's the boss --you or your credit?
FICO's: EQ 781 - TU 793 - EX 779 (from PSECU) - Done credit hunting; having fun with credit gardening. - EQ 590 on 5/14/2007
Message 13 of 13
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