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Midland Collection from 2008 Just dropped From Experian

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ddemari
Super Contributor

Midland Collection from 2008 Just dropped From Experian

Back in February 2015, I sucessfully was able to get TransUnion to remove the Midland collection from 2008 on my CRA. 

 

Equifax and Experian were not as friendly. Well today I logged into experian and saw a 28 point increase in my FICO. 

 

Ordered a new report from myfico and its gone! It is still on Equifax though, I am thinking they are one day behind Experian on removing stuff. 

 

Finally a clean EX and TU report and hopefully a clean EQ soon! 

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EW800
Valued Contributor

Re: Midland Collection from 2008 Just dropped From Experian

Congratulations!   Smiley Happy

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
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