Minimum Score required

[Anonymous]

Can anyone tell me what the minimum score is that you need to get a credit card better then sub-prime ones like Capital one and Orchard bank? My scores are as follows: TU: 611 EQ: 638 EX: 652

[Tuscani]

What baddies do you have? Scores are not everything.

[Anonymous]

IF baddies= collections, bankruptcy, I don't have any of those. All my accounts are current, the #1 baddie I have is late payment history--my most recent one 6 months ago.

[Tuscani]

What other credit cards do you have?

Your EX score should be high enough for a Amex Delta.

[Anonymous]

I have a platinum Capital One Limit = 500 and a Basic Orchard bank, limit= 740

[Tuscani]

What are your CC balances? Any BKs? How many Inqs?

[Anonymous]

I just looked, as of today these are the inquiries: Transunion: 5 Equifax: 2 Experian 4

[Anonymous]

oh, and my credit card balances are currently $0. Previously they were both $75...so I am utilizing way under 30% of my credit

[Tuscani]

Ok, you should be able to get the Amex Delta Gold. Let us know the result!

[Anonymous]

cool thanks--AMEX website appears to be not working..odd. When you try and apply or card it says internal error...hmm