Mint.com?

[Closingracer99]

Is Mint safe to use?   I been thinking of using it or Bank of americas thing but i tend to not trust 3rd parties lol

[mongstradamus]

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@Closingracer99 wrote:

Is Mint safe to use?   I been thinking of using it or Bank of americas thing but i tend to not trust 3rd parties lol

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i have been using it for about an year, and i have had no problems, i think it was started by company that did quicken if i am not mistakened. 

[CreditPlay]

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@mongstradamus wrote:

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@Closingracer99 wrote:

Is Mint safe to use?   I been thinking of using it or Bank of americas thing but i tend to not trust 3rd parties lol

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i have been using it for about an year, and i have had no problems, i think it was started by company that did quicken if i am not mistakened. 

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Ditto. they are trusted like banks

[Closingracer99]

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@mongstradamus wrote:

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@Closingracer99 wrote:

Is Mint safe to use?   I been thinking of using it or Bank of americas thing but i tend to not trust 3rd parties lol

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i have been using it for about an year, and i have had no problems, i think it was started by company that did quicken if i am not mistakened. 

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inuit does it but I just am cautious with using banks and etc on 3rd party websites in general ... might give Mint a go 

[polecat87]

In today's world... no one and no site is 100% safe from hacking/online fraud unless you are totally unbanked or Amish. The chance probably exists for an account aggregation site to be breeched, but it might not be worth it- those sites are "read only" and you don't have access to full account numbers so the payoff vs. the risk might not be there for a hacker. 

On the plus side... mint, personal capital, yodlee etc allow you to look at all your accounts at once. If you have 20 credit cards, multiple investment and bank accounts- you're not likely to log into everyone everyday. With mint (and the rest) you can easily log in everyday and see if something is  amiss immediately. A data breech/fraud somewhere is something that has or will hit all of us at some point eventually. Discovering it  quickly is the most important  thing and if you have a ton of accounts (like most of us on here do) an account aggregator is the best way to discover it quickly.

"

[takeshi74]

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@Closingracer99 wrote:

Is Mint safe to use?   I been thinking of using it or Bank of americas thing but i tend to not trust 3rd parties lol

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Define "safe".  It's all relative.  Intuit is reputable but there's certainly inherent risk to using a site like Mint which has access to all your accounts.  I've never had problems but that doesn't mean that they will never have problems.  It's ultimately your call to make whether the benefit is worth the potential risk.

[Anonymous]

I second Polecats callout that mint is a read only device. You submit info, but ultimately you can't make transactions from this service. 

That said, I live and breath by mint. I'm on it on my computer, I'm on it on my phone and my iPad. I've seen BoA's, it's probs safer per sey, but it is a little lack luster. I wouldn't use it.

mint gets my highest recommendation 

[Anonymous]

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@Closingracer99 wrote:

Is Mint safe to use?   I been thinking of using it or Bank of americas thing but i tend to not trust 3rd parties lol

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The Good, The Bad and The Ugly...

I too was concerned about security. Then I ran across this article in The New York Times: Should You Trust Mint.com?

Having satisfied my curiosity, I pulled the trigger. The site is awesome. Pulls down your accounts and organizes them well.

So here's The Ugly:

Both GE/Synchrony and Credit One, refuse to allow aggregation (uploads) of their accounts to Mint.com. (I have one of each.)

They flailingly site security concerns, but refuse to acknowledge the likes of Chase, BofA and AMEX all allow Mint.com aggregation.

The speculative skinny from users ranges anywhere from incompetency to outright conspiracy.

Regardless of whether or not you are a Mint.com customer, or a GE/Synchrony customer, this should bother you.

I've only been on myFICO for two days, and I know there are a massive number of users on here with multiple GE/Synchrony accounts.

Help us out, and lend your signature to this petition I stumbled on. They're hoping for 25,000 signatures, and only have 575 to date.

Using GEMB (GE Capital/Synchrony) Accounts with Mint/Quicken (Intuit)

Thanks.... peace.

[Anonymous]

been using it for around year and some change and ive never had a problem. but for the sake of argument do you use credit karma ? 

if you like looking for bugeting then mint is the way. 

if looking something similar to myfico then credit karma and it gives you CR picture of TU 

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@mongstradamus wrote:

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@Closingracer99 wrote:

Is Mint safe to use?   I been thinking of using it or Bank of americas thing but i tend to not trust 3rd parties lol

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i have been using it for about an year, and i have had no problems, i think it was started by company that did quicken if i am not mistakened. 

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