Missed car payment by 31 days

[Anonymous]

I just completely forgot about my car payment which I NEVER do.  I forgot to pay November (was due November 9th).  I just remembered and paid off November and December.  Technically, it's 31 days late -  should I call the lender or is there a small chance it won't report 30 days?  Man I'm bummed.

[Remedios]

Hi and welcome 

It can go either way. If they reported December status prior to you making a payment, it will probably report.

If they didn't, sometimes these things slip through cracks.

Also, you're 1 day late on the 10th, not 9th which would put you exactly at 30 days so fingers crossed it doesn't report. 

[RSX]

Any option for AutoPay on this Acct?    

setup AutoPay and a calendar reminder going forward.  Worst case is to miss a payment even though you had the money in your account.  

I hope it doesn't report a Late

good luck 

[eclectic17]

Hello, 

 Did they report it? Im on the same boat! like exactly the same situation I got caught up in the holidays and didnt schedule the payment. I just made the payment right now DEC 29th and it was past due 30 days yesterday DEC 28th. 

[Adkins]

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@eclectic17 wrote:

Hello, 

 Did they report it? Im on the same boat! like exactly the same situation I got caught up in the holidays and didnt schedule the payment. I just made the payment right now DEC 29th and it was past due 30 days yesterday DEC 28th. 

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The OP is now listed as anonymous, which means they deleted their account, so you won't get an answer from them. My advice is to start your own thread with your question, so it can be seen and perhaps answered. 

[kmamma87]

What ever became of this for you.  Did they report it?  I did the exact same thing today.

[Thomas_Thumb]

Lock the thread.