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Missing Positive Reportable Credit Information

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Anonymous
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Missing Positive Reportable Credit Information

My credit report shows a much shorter positive credit history than it did when I checked my credit report last year.  This is on all three credit bureaus.  There were a few accounts that were positive on my credit reports when I checked it - like an auto loan, among others - and they are completely missing now.  It is my understanding that positive credit does not drop off. How do I correct this if I don't have specific account information to provide.  Is there some way to access old reports?
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Anonymous
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Re: Missing Positive Reportable Credit Information

Positive TL's should remain for 10 years after closed (really 10 years after last reported) 
 
I have a TL I have been trying to get re-inserted for 7 months now and I HAVE a copy of the Report with it on there and the OC has sent a refresh to all 3 CRA's and sent me a letter confirming that they have.
 
SO I wish you luck !!!!!!!!!!!

pillsboy wrote:
My credit report shows a much shorter positive credit history than it did when I checked my credit report last year.  This is on all three credit bureaus.  There were a few accounts that were positive on my credit reports when I checked it - like an auto loan, among others - and they are completely missing now.  It is my understanding that positive credit does not drop off. How do I correct this if I don't have specific account information to provide.  Is there some way to access old reports?



Message 2 of 2
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