Mistake- PFD before DV

[Anonymous]

It seems i have made a mistake. I sent a CA (AFNI) a PFD first instead of a DV.

If I dont hear from the PFD I sent;

Do they still have to respond to a DV within 30 days?

and

Is PFD an aknoldegement of debt or payment (reseting SOL)?

Chuck  TransUnion 578/Equifax 575/ Experian 512

[Anonymous]

If you used the PFD letter from here it specifically states that you deny/dispute the debt - and SOL is not re-set with either a DV or PFD.

[Anonymous]

even though i sent a PFD, do they still have to comply with the 30 days to resond for a DV?

[Anonymous]

Yes.

[Anonymous]

If you used the PFD here, towards the bottom it says:

Your response must be postmarked no later than 15 days from your receipt of this settlement offer or this offer will be withdrawn and I will request full validation of this alleged debt, as provided for by the Fair Debt Collection Practices Act.

I can only assume that it says within 15 days so you still have time to DV within the 30 days of "learning of the debt".