Monthly Credit Reports and Scores

[A1Credit]

Does anyone know where I can get a montly report from all three credit bureaus?  I currently have the MyFico 3BReport but I only receive my reports on a quarterly basis, which is frustrating because I have paid off several collections (deleted as well) and charge-offs and I would like to know if my reports reflect the changes and how it impacted my scores.

[roxy72]

I just called and spoke with a rep who stated they no longer offer the MyFICO Premier which refreshes your scores and reports on a monthly basis.

[A1Credit]

Thanks for the info.  I wonder why they stopped offereing that product.  I guess they figured they could make more money if people were forced to purchase a new report each month if they could not wait 3 months for an update.  Do you know of any alternative sites that could provide this service?

[roxy72]

No I don't.  Some MyFICO members do subscribe individually to Trans Union, Experian and Equifax.  

[A1Credit]

Wow! This can become quite expensive.  

[rmduhon]

Do the 7 day trial from creditchecktotal.com for $1. You'll get FICO 08 scores from all 3 bureaus

[A1Credit]

Thanks!  I will surely try it.  Can I keep cancelling and doing it again if needed?

[rmduhon]

Yes, but you'll need to use different email addresses

[A1Credit]

I thought so but wanted to make sure.  Thank you so much for the information.  

[steele70]

It may also benefit you to use annualcreditreport.com if you haven't done so in the last year. Although it doesn't give you scores, you could at least see what has been removed and give you a good understanding of how to proceed. Just my two cents.

Good luck!