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Most accurate FICO scoring?

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Anonymous
Not applicable

Most accurate FICO scoring?

How do you get your scores?

Thanks...
Message 1 of 14
13 REPLIES 13
VanderSnoot
Established Contributor

Re: Most accurate FICO scoring?

Get your free annual credit reports here. Alternatively, I learned about CCT here on MF.

Message 2 of 14
pizza1
Community Leader
Super Contributor

Re: Most accurate FICO scoring?

The only true scores are your FICO scores, and you can get them here on fico.

What CC's do you have? A few of them may offer free monthly FICO scores.
Message 3 of 14
Anonymous
Not applicable

Re: Most accurate FICO scoring?

Thanks. Is cct the risk free one I can cancel during the first week if I don't like the service?

Message 4 of 14
pinkandgrey
Senior Contributor

Re: Most accurate FICO scoring?

I just app for something when I want to see my credit score. The letter I get shows me the score.

 

KIDDING. The scores you would get here would be legit FICOs and that’s what you want to see. 

Discover It: 26.5k
Fidelity Visa: 21.5k
Amex Cash Magnet: 20k
Apple Card: 9k
Message 5 of 14
Anonymous
Not applicable

Re: Most accurate FICO scoring?

Yes, I saw that freecreditreport doesn't offer fico scores. I do get my Transunion fico score free from Chase Amazon Visa, my Transunion fico score 8 (whatever that is) from Amex. Transunion fico score 8 from Discover and Transunion for Capital One

 

 

None of them report my fico from Equifax or Experian. 

Message 6 of 14
VanderSnoot
Established Contributor

Re: Most accurate FICO scoring?

Yes, CCT is the one you can cancel within a week for $1.

You can get them here at MF but you pay more (unless someone has a similar tip).
Message 7 of 14
Anonymous
Not applicable

Re: Most accurate FICO scoring?

Just looking at your thread title, it's important to say that all FICO scores are accurate.  There are none that are "more" or "less" accurate than another.  What you may be getting at are that other scores out there exist, such as the VS 3.0 variety from sources like Credit Karma or Credit Sesame.  But, those aren't FICO scores.  They aren't inaccurate [FICO] scores, they simply aren't FICO scores.

Message 8 of 14
Anonymous
Not applicable

Re: Most accurate FICO scoring?


@VanderSnoot wrote:
Yes, CCT is the one you can cancel within a week for $1.

You can get them here at MF but you pay more (unless someone has a similar tip).

Because of the legislation passed 2 yrs ago requiring TU, EQ and EX to provide credit monitoring for free, I've gone there to see my FICO.  Upon reflection, I don't think my inquiries appeared on my credit report. I'm going to double-check this.

Message 9 of 14
Anonymous
Not applicable

Re: Most accurate FICO scoring?


@Anonymous wrote:

Just looking at your thread title, it's important to say that all FICO scores are accurate.  There are none that are "more" or "less" accurate than another.  What you may be getting at are that other scores out there exist, such as the VS 3.0 variety from sources like Credit Karma or Credit Sesame.  But, those aren't FICO scores.  They aren't inaccurate [FICO] scores, they simply aren't FICO scores.


Wow...CK calls them FICO scores. That should be illegal.  I guess I should have titled my post, "Most authentic FICO scores".  So sorry for my mistake.

Message 10 of 14
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