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Moving / Changing address for Credit Cards

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M_Smart007
Legendary Contributor

Moving / Changing address for Credit Cards

 

(MOD's please move where it is appropriate)

 

Ok, I feel kinda dumb asking thisSmiley Tongue

 

Sold My house and moving, (been quite a few years since I have done this)

What would be the best suggestion on changing addresses with

lenders / Credit Report bureau's / US Postal Service.

This is a fairly tedious process, as I have quite a few Personal accounts.

(Business stuff will not have to be addressed, as all mail goes to a Corporate physical address)

 

In which order would you suggest doing this?

lenders / Credit Report bureaus / US Postal Service.

 

Thanks

Message 1 of 15
14 REPLIES 14
Remedios
Credit Mentor

Re: Moving / Changing address for Credit Cards


@M_Smart007 wrote:

 

(MOD's please move where it is appropriate)

 

Ok, I feel kinda dumb asking thisSmiley Tongue

 

Sold My house and moving, (been quite a few years since I have done this)

What would be the best suggestion on changing addresses with

lenders / Credit Report bureau's / US Postal Service.

This is a fairly tedious process, as I have quite a few Personal accounts.

(Business stuff will not have to be addressed, as all mail goes to a Corporate physical address)

 

In which order would you suggest doing this?

lenders / Credit Report bureaus / US Postal Service.

 

Thanks


You do not need to do anything with CRA, file is updated when lenders report for the first time with your new address. 

Depending on timing, you'd probably want to make sure your mail is forwarded in timely fashion, so postal services first.

Once you're in your new home, your ID reflects address change, you notify lenders by updating contact/demo info.

 

As far as mods moving this, I'm about to take a pay cut if this belongs in GC 

Message 2 of 15
M_Smart007
Legendary Contributor

Re: Moving / Changing address for Credit Cards

@Remedios, Thank you!

Message 3 of 15
Anonymalous
Valued Contributor

Re: Moving / Changing address for Credit Cards

Post office is the most important. That way if you miss anything, your mail will still get forwarded. Unless you have a direct account with the credit bureaus, I wouldn't worry about them at all. They'll pick it up when your financial institutions report.

Message 4 of 15
Anonymous
Not applicable

Re: Moving / Changing address for Credit Cards

Pesonally my first step would be to change with the Post Office as it will get the ball rolling and forward everything to the new adress, thus giving you some time to go in and make the changes at each FI. It in thoery should prevent stragglers from still arriving at the old address. 

 

Just be careful of ordering online if the CC you use doesn't have the correct address. Smiley Wink

Message 5 of 15
FinStar
Moderator Emeritus

Re: Moving / Changing address for Credit Cards


@Remedios wrote:

@M_Smart007 wrote:

 

(MOD's please move where it is appropriate)

 

Ok, I feel kinda dumb asking thisSmiley Tongue

 

Sold My house and moving, (been quite a few years since I have done this)

What would be the best suggestion on changing addresses with

lenders / Credit Report bureau's / US Postal Service.

This is a fairly tedious process, as I have quite a few Personal accounts.

(Business stuff will not have to be addressed, as all mail goes to a Corporate physical address)

 

In which order would you suggest doing this?

lenders / Credit Report bureaus / US Postal Service.

 

Thanks


You do not need to do anything with CRA, file is updated when lenders report for the first time with your new address. 

Depending on timing, you'd probably want to make sure your mail is forwarded in timely fashion, so postal services first.

Once you're in your new home, your ID reflects address change, you notify lenders by updating contact/demo info.

 

As far as mods moving this, I'm about to take a pay cut if this belongs in GC 


She got a pay cut 😂 A tiny one.

Message 6 of 15
FireMedic1
Community Leader
Mega Contributor

Re: Moving / Changing address for Credit Cards

LOL @ @FinStar ! When I got my house last year I didnt do a thing except the USPS address change and card companies. I rented across the street so I went from 11 renting to 12 *******  ******owning. My last couple apps always asked have you lived at your current address more than 2 years. Congrats @M_Smart007 on the new place.



BK Free Aug25
Message 7 of 15
Rebuild2019
Valued Contributor

Re: Moving / Changing address for Credit Cards

Congratulations @M_Smart007 🏠

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Message 8 of 15
805orbust
Valued Contributor

Re: Moving / Changing address for Credit Cards

Ditto... congrats on the move @M_Smart007 !



Message 9 of 15
ChargedUp
Senior Contributor

Re: Moving / Changing address for Credit Cards

Congrats on the new place 007! Notify USPS, then update with lenders. Everything else will update from those two sources.

 

Are you still in the same area near the bay?

Message 10 of 15
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