@Anonymous wrote:
*correction
BCP wasn't waived but that one I'm totally ok with paying an AF on as I do a TON of grocery spend and will definitely max the benefits on that one.
I believe the real concern would be, does your income support what lies ahead considering how high your utilization can get trying to meet the spend along with paying more than the minimum. Believe I am wishing all of the success in the world but this is a forum with inquiry minds...
@Anonymous wrote:
My income more than supports, definitely. And although there are minimum spend requirements to get X number of points, one doesn't HAVE to spend that. I could simply forego gaining the points if I found myself in trouble. I'd rather do that than put myself into debt trying to get some rewards points. I also almost always PIF. The Disco is my only card carrying a balance right now because it was a BT 0% promo. The rest of my balances are from regular monthly spend and will be paid off as normal.
Congrats again...and enjoy...seems like you got this under control..much respect t you...