Experian (EX) quit selling consumers FICO scores a few years ago so for most of us there is no direct access. Those who go through the mortgage process are generally given their three scores from the lender. And there is a Pennsylvania Credit Union (PSECU) that provides monthly EX FICO scores. But their membership requirements are pretty restrictive so most do not have ability to open an account.
The most of the fitness challenge scores you see are from one of the credit monitoring services for the EX score and from here for TU and EQ. Or some simply disregard EX and assume it will be close to another report with matching info. On my three reports for instance I have one old negative account on EX and TU. It has never reported to EQ and you can see the difference in the scores. I assume my current EX is close to my TU score as both reports have the same info.
Edited for correction of negative reporting.
