Hi just saw on my report that my embmlem card was closed but did not show a new card or history moved to the new card that I have. Called Embmlem today to ask if thay could fix the problem and report the new account and all back history thay said that it would be taken care of in about 5 days. my fico 8 score went down by 2 points from 801 to 799. my citi master card now shows balance of 336 with line of 13.6K. I have a offer on the card 1.9 percent for next 6 months will pay fifty dollars months for next 6 months. Wellsfargo show balance of 1K line of 10.5k also Boa has balance of 800 line of 15K. Lets see if Embmlem takes care of cr problem. I never had problem with card up to now.