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My Fico 3 credit bureau monitoring does it work?

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JLK93
Established Contributor

Re: My Fico 3 credit bureau monitoring does it work?

Even with the limitations, I would be satisfied if it actually functioned as it is supposed to. After almost 3 weeks I still haven't received an alert on Experian. There have been multiple changes to my Experian report.

 

One of the Administrators asked us to file a report so they could troubleshoot the issues. Twice, I have filed an online complaint about the product not working. The first time I got a copy and paste answer. The second time they did not respond at all.

 

The first step is admitting there is a problem.

 

The first step is admitting there is a problem.

 

The first step is admitting there is a problem.

Message 71 of 159
andersk08
New Contributor

Re: My Fico 3 credit bureau monitoring does it work?

Maybe they're updating it... When I sign on now I get this message:

 

"The page you have requested is currently unavailable due to technical difficulties. Please try again later.

Please rest assured that any information you may have entered up to this point is completely secure. If you entered payment information but did not complete your order, note that you may see a pre-authorization for the purchase price on your credit/debit card. These funds are held temporarily and will not be posted as an actual charge until your order is complete.

We will make every effort to resolve this situation expeditiously."

Starting Scores: ( 9-9-14 )
Equifax FICO - 507 TransUnion FICO - 580 Experian FICO - 535
Current Scores: (10-08-14)
Equifax FICO - 552 TransUnion FICO - 639 Experian FICO - 609
ALL pulled from MyFico 3 Bureau Monitoring
Goal Score - 650 Across the board ( For Starters )
Message 72 of 159
Rlandon87
Regular Contributor

Re: My Fico 3 credit bureau monitoring does it work?

An address change on a CC reported to TU yesterday.... 3credit monitoring for TU woke up today and reported the address change and a score update for me....

 

Try changing your address on a card that is close to statement close and see if Tu updates for you as well?

 photo ficos3.jpg
Message 73 of 159
taxi818
Super Contributor

Re: My Fico 3 credit bureau monitoring does it work?

No way could I do that. Wow. You changed address to get update?
Message 74 of 159
Anonymous
Not applicable

Re: My Fico 3 credit bureau monitoring does it work?

This is getting so frustrating!!!!

 

The app: Does not work at all! I also get a message staing I aam not subscribed to alerts as a poster above mentioned. I've ttried to uninstall, re-install, subscribe to alerts 20+ times and NOTHING works.

 

Alerts: There is just no reasoning to getting updates from multiple free sites and not from this product. I know its working for a few subscribers but, it's not working for too many of us.

 

Tech support: 1st email was answered with a cut and paste. (Others have received the same reponse) Few hrs later i received 2 TU updates. (None before or since) 2nd email unanswered.  Called and got some scripted blah blah blah "WE HAVE NOT RECEIVED ANY INFORMATION THAT OUR PRODUCT ISNT WORKING"

 

I am not giving up hope just yet but, its frustrating to see the number of subscribers having issues andd they are not being addressed.

Message 75 of 159
Rlandon87
Regular Contributor

Re: My Fico 3 credit bureau monitoring does it work?

I updated the address of an old card, it reported without my apartment number which I assume transunion sees as a new address. This triggered my TU to update score here.
 photo ficos3.jpg
Message 76 of 159
andersk08
New Contributor

Re: My Fico 3 credit bureau monitoring does it work?

I had 3 alerts this morning from Credit Karma and Capital One Credit Tracker. We will see how long it takes for MyFico to alert me.

Starting Scores: ( 9-9-14 )
Equifax FICO - 507 TransUnion FICO - 580 Experian FICO - 535
Current Scores: (10-08-14)
Equifax FICO - 552 TransUnion FICO - 639 Experian FICO - 609
ALL pulled from MyFico 3 Bureau Monitoring
Goal Score - 650 Across the board ( For Starters )
Message 77 of 159
taxi818
Super Contributor

Re: My Fico 3 credit bureau monitoring does it work?

Well I got alert from credit karma. New Barclays account added. Nothing from my fico.
Message 78 of 159
JLK93
Established Contributor

Re: My Fico 3 credit bureau monitoring does it work?

Signed up on August 22.

 

5 alerts from Credit Karma since August 29.

 

None on myfico for TU or EX.

Message 79 of 159
EW800
Valued Contributor

Re: My Fico 3 credit bureau monitoring does it work?

I am in the same boat. Made ther switch on 8/22. Since then, many changes but no report or score changes from TU or Exp. All requests to phone and on-line support have fell on completely deaf ears. I have tried so hard to be patient after being a paying subscriber for so many years, however it is getting frustrating.... It would be great if the MyFico personnel would show even a small hint of caring.
Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Sept 2024: EX8: 847; EQ8: 850; TU8: 848 -- Middle Mortgage Score: 821
In My Wallet: Discover $73.7K; Cap1 Venture $51.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $24.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $22K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $300K+
My UTIL: Less than 1% - Only allow about $20 a month to report, on one account. .
Message 80 of 159
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