My Fico 3 credit bureau monitoring does it work?

[Anonymous]

Interesting !!  I didn't see that post. Soooo, have you received any alerts since that day. I am assuming not.

[Anonymous]

Just saw your post from a couple of weeks ago.  Why don't you call them again today and explain you haven't received any alerts from them and see what happens. If you receive an alert today after the call, I would have to deduct something is up, wouldn't you think,.

[TRC_WA]

I'm getting alerts fine... EQ and EX on 9/18 and expect more at the end of the month.

AFAIK the iPhone app still doesn't work... Waiting on an update.

[taxi818]

Well I started I thread. How long ago? Since then. Things are working fine. For real. Equifax is fastest. Experian Ang Transunion slow. But working. Different kind of alerts for each cra. But scores will update if there is a change. I finally understand. Be patient guys. Maybe that's why they wanted. 3 month minimum. As it takes 3 months to get All bugs out. It's worth it in long run.

[Anonymous]

Thank you. So  happy all is working for you. This is encouraging news. I am feeling better that I did receive my first alert today.

[taxi818]

As you did. I called. 3 weeks ago. 25 mins later got my first alert. Like magic!!!!! now getting regularly. But still. Ex and tu kinda slow.

[Anonymous]

Has to make you go hmmmm?? Happy that is it now working for you. Mine was from Equifax, hopefully TU and EXP to follow.

[JLK93]

Receive the following alert from TU today:

The total balance on your Bankcard account(s) has changed

The alert was for the total balance on all my bankcards. And, it came with a TU score change. I'll take that.

Thank goodness for small miracles. This is my first alert on TU.

[Anonymous]

I got the same alert on TU as Oilcan (first TU alert after 3 weeks), however mine came with an inquiry alert as well on TU.  Some bank called Farley Bank.  So I got nervous and was thinking identity theft, because the balance change was no where close to any balance I had, and because of the inquiry.  So i bought the 3 bureau credit report, wanting to double check.  Guess what.  Nothing of the kind there.  No inquiry from Farley Bank, no balance remotely close to the "balance change".  So I went to the TU site and got the report there as well.  Nope.  Nada.  Nothing there of the sort.

It was only after I logged on to Credit Karma that I noticed the "change in balance" was actually the sum of what I owe on every card I have.  I called to complain, because I want my money back on the 3 bureau report I purchased as a direct result of their alert.  Someone is supposed to call me back within 24 hours.

This really makes me wonder where they are actually pulling their information from.  Because it sure isn't TU.

[sebonne1]

Yesteday I had an alert re: TU and that my balances were lowered.  Score increased by 2.  My credit cards report around the 26th of each month.

But, this is huge ...Today I paid for my EX report with a 20% off emailed coupon from myfico and found my BK discharges fell off and I have a 28 point score increase!  So yay for my score, booo to 3 credit bureau monitoring!