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My Fico Score 8

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drewgoldsby2019
Established Member

My Fico Score 8

Has anyone had an issue where they paid down a balance on their card, it shows the new reflected balance, but your Fico Score 8 does not change?  It also for some reason shows that my utilization stuck at 52% and not the new 29% that it should be.  Example I had $11000 in credit card debt, paid off $4000 so  I now show $7000 which should be 29%, but when I look at my ingredients for my score it still shows significant usage of available credit at 52%.  

You've made heavy use of your available revolving credit.

Ratio of your revolving balances to your credit limits52%

 

Message 1 of 3
2 REPLIES 2
Face_Value
New Contributor

Re: My Fico Score 8

It should all straighten out when what ever CMS you are using does its scheduled update

Message 2 of 3
ccquest
Established Contributor

Re: My Fico Score 8

Is your card account showing the change or is it actually posted to a statement and reflecting at the bureau? If it's not the latter, that explains it.
as of 1/1/23
Current Cards:
Message 3 of 3
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