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Has anyone had an issue where they paid down a balance on their card, it shows the new reflected balance, but your Fico Score 8 does not change? It also for some reason shows that my utilization stuck at 52% and not the new 29% that it should be. Example I had $11000 in credit card debt, paid off $4000 so I now show $7000 which should be 29%, but when I look at my ingredients for my score it still shows significant usage of available credit at 52%.
You've made heavy use of your available revolving credit.
Ratio of your revolving balances to your credit limits52%
It should all straighten out when what ever CMS you are using does its scheduled update








