My Hubby is From another country - score this?

[MidnightVoice]

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@Anonymous wrote:
Woah guys I just got LOST! LMAO Um - so does that mean they can stamp BOTH of my DH's passports to stop the insanity?! ...or just use the US passport, when he gets one (if ever we can afford to travel out of country)?

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I suggest JUST use the USA passport.  Don't let US immigration know he has two - they would probably send him to Cuba! 

[Anonymous]

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@Anonymous wrote:
Woah guys I just got LOST! LMAO Um - so does that mean they can stamp BOTH of my DH's passports to stop the insanity?! ...or just use the US passport, when he gets one (if ever we can afford to travel out of country)?

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I'm sorry!! Didn't mean to hijack your thread with all my ramblings on the subject of future dual nationality and what to do with passports!

But... that last bit of your post makes a very good point - any mention I make of actually using ANY passport is purely hypothetical, given that I can't imagine being able to afford any transatlantic flights any time soon. Ahh... now I know how my husband felt coming to visit me before I moved here - trips going the other way always seemed such a bargain!!  

By the way, it's nice to hear about people doing the same thing (I guess, anyway - did your husband come over on a K-1?) as us at almost exactly the same time - I hope he is settling into life in the US well! I'm... getting there - just thinking about how far we've come in the last year (I have a job, we bought a house - this time last year I was spending most of my time drinking endless cups of tea in my pyjamas while despairing over job applications...) amazes me. Oops, I'm in danger of going completely off-topic yet again - I will shut up! (Wait... this post wasn't even remotely on-topic - sorry!)

How about I attempt to stop derailing your thread and ask you something that's actually relevant?! Has your husband started building credit at all since getting here - has he got any credit cards, etc, yet? Aaand... you mentioned him making payments on debts over there? Has he come to some special arrangement with the creditors, given his move to the US? Just thinking about the whole exchange rate thing is making me think "OUCH!!!", basically...  

[Anonymous]

Actually, in the end, after all the worry about how we could get him to stay legally in the states - we did everything on the up and up - paranoid the whole time he was gunna get booted for something minor. in the end when it was as a "spouse" who married into the country type of thing, they just demanded his I-95 to know when he came in from the UK so that it correlated with the date of our marriage (I think). The whole thing was like I was on my last nerve about losing him the entire time. Otherwise it might have taken so much longer than it did!(the whole f*ing thing was a mind **bleep** and I hope I never have to do something like that again!) Nevermind he forgot 1 frigging signature the first time we sent all of the first set of immigration documentation out. And it was RIGHT before the deadline when they were raising all of the immigration prices ALOT! It got rejected and we had to re-submit everything all over again, at a much higher price! I was a wreck let me tell you! And, ironically, because of my DDH I actually started getting credit (rather than old battered stuff I probably had before that). First, I had to get out a personal loan from my bank to pay for the sudden and obnoxious rate difference of the cost of submitting all of the immigration paperwork - which I was amazed I got, but still had to have my (life saver/amazing/awesome) sister co-sign for. Then I got approved for a JCP card to we were able to afford a tux for him for the wedding I was shocked. Then after that I went nuts at the end of last year and got like 4 store cards so I could impress him with his first "American" Christmas! So really - actaully, if u want to get technical, he is the main REASON I even have any current credit from the last year and a half! Otherwise it would be all collections items paid or unpaid - I shudder to think what my credit score was before my DH came waltzing into my world!

Amazing how that makes the whole immigration bit relevant to this thread though!

Oh, and no, we/ he didn't think he would be able to get any credit cards or store cards with no credit let alone not having a job until JUNE this year! So we thought we would just wait till the immigration crapola ironed out and he had a job for a while to try. However, I suppose trying for a secured loan would be worth a shot if it worked for you. BTW - what IS a secured loan precisly? I know it sounds dumb of me, but is it like a pre-paid credit card or something?

And how would u know u got a soft pull vs a not so soft pull on ure credit score, clean slate or not I'm interested how you might go about finding out such a thing?!  

Oh and he had alot of bad bills he made a deal with "The debt people" i think it was, over in the UK about all of his old unpaid bills. The deal is to pay a set amout every month for 5 years and then the difference would be dropped if there was a balance after the 5 years. He's been paying for it with all off the stuff he left behind (non essentials/purging) that he's been selling on E-bay in his UK account. A friend of his over there is helping with the shipping and is quite frankly "the dogs ballocks" for doing such a thing!!! We are sure the money will run out soon enough, but we are preparing ourselves for it when that time comes. That's a part of the reason why I have to get on his butt about checking up with his UK account to see if they are still in fact billing his UK account every month. His ex-work mates over there said that the company who he owed the most money to has been liquidated with all of the financial crisis going on all over the world. So we have no idea if that will have any effect on what he has been paying to these "debt ppl" - another ball of wax to be sure!

p.s. we should toally PM sometime - this is freaky how similar our situations are!

Message Edited by Iridescent_Identity on 11-02-2008 11:30 PM

[Anonymous]

Great topic, all, and one I've been curious about. When I retire not too many years from now, I'd love to live in either the Yorkshire Dales or the Lake District (yes, I know it's expensive)and keep a home in Montana. I've been thinking about whether it would be advantagous to establish separate credit or just keep whipping out the old Visa. I've been to countries on both oceans, and could never understand how someone could not want to live in England. But I lived in Los Angeles for over 40 years, so what do I know? 

[Anonymous]

I would love to live in England too, but the hubby seems to think otherwise. He was born and grew up in sussex. I've visited there though - and I would certainly LOVE to go back! So how do we a get a "soft pull" credit card then?

Message Edited by Iridescent_Identity on 11-04-2008 09:10 AM

[MidnightVoice]

Have you any idea of the cost of property in UK at the moment? 

[Anonymous]

Granted, property is a bit pricy, but you only retire once. The Lake District is beautiful but REALLY expensive, however I left my heart in Thirsk/Sowerby. I get a newsletter from Colliers Robert Barry (realtor) and check out the small town public houses. Every time I went to England, I looked for small pubs instead of the noisy hotel lounge or nightclubs for a quiet evening. As much time as I used to spend in them, I think it might be nice to own one. At least I'd have a home for my 'John Brown's Nutty Ale' ashtray.

[Anonymous]

well - I don't think I'd want to LIVE there, but maybe stay for extended periods of time