My brother and I have this problem too, only my brother knew about it; I didn't. My mother used my info when I was little, my brother basically got cards for her and made her an AU. She paid none of them and my brother eventually declared bk.
I've talked to my bank about having some way to verify they're talking to me on the phone (she often pretends to be me); they said there's really no way to keep her from doing it if I'm not willing to file a police report. And if you think about it, who ELSE knows the answer to most of the standard security questions? Yes! Your mother!
So, um, good luck
@Anonymous wrote:
God help me and forgive me. And bless my mother's soul, may she rest in peace - but she used to steal petty cash from me all of the time when I worked part time as a teenager and I would get RIPPING P*ssed! So if she had ever done anything like that to me, starting out from a child to adult - I would confront her and say that if she didn't PIF within XX time frame, I would be forced to file a police report and ID theft! When the card was PIF I would say I lost the account and request a new acct# and keep the history on it - try to make it work in my favor - ppl have no common decency - that's fraud, plain and simple, even if it IS your mother!
EXACTLY!
I am extremely family oriented, but I would not tolerate this. Yes, because of being family, I would give her the opportunity to redeem the situation, but I would NOT let it go.
EQ 817, EX 815, TU 813 (Updated 1/5/18: TU 843I totally agree with you all....but you have to remember, at least for me, I grew up with her being this way. If she was suddenly some sort of drug addict or criminal, reporting her to the police would feel like a healthy way for me to interfere.
But she's always been this way, and its a little like dealing with a child. I mean, the money IS her problem. she always wants more and feels like she's owed it by the universe or whatever. Also, she's 60 something. She's not going to change.
I'm not defending myself or the OP, just saying its harder when its really happening to you, and yes, if its a sudden thing its easier than if its just....the way she is.
Not really a convincing argument there, is it?
@Anonymous wrote:I totally agree with you all....but you have to remember, at least for me, I grew up with her being this way. If she was suddenly some sort of drug addict or criminal, reporting her to the police would feel like a healthy way for me to interfere.
But she's always been this way, and its a little like dealing with a child. I mean, the money IS her problem. she always wants more and feels like she's owed it by the universe or whatever. Also, she's 60 something. She's not going to change.
I'm not defending myself or the OP, just saying its harder when its really happening to you, and yes, if its a sudden thing its easier than if its just....the way she is.
Not really a convincing argument there, is it?
My MIL is the same way. While she's not opened cards in other people's names (at least, that I'm aware of), she DOES max cards out and rather than pay the bill, she writes "Deceased" on the envelope and returns to sender. The goofy thing is that she keeps getting them. Apparently, she's either fallen through the cracks somehow, or the CCCs don't bother reporting the derogs because durn nigh every day she gets a new card in the mail. At outrageous CLs, too.
She's in her late 70s and there's nothing anyone can do to change her. She's little more than a child, really. The world owes her and that's that. :/