My first FICO

[Anonymous]

As acaution - make a payment (if the creditor hasn;t already gotten the pay-off) on the loan - NO LATES allowed.  Better to have to get a refund from them than incur a late.

[Anonymous]

Thank you Timothy. I will absolutely see a CU.

I'm not sure what the rest is you are trying to tell me though.

[Anonymous]

Scarlet, I'm way ahead of you on that. I've got plenty of time as I wrecked my truck 2 days after the last payment. I haven't had a baddie in 5 years. Ain't'a startin' now!

[Anonymous]

Hey everybody, 5 years after a chapter 7 I was able to put $6500 down on an $18,000 new car and get 4.9% financing on the remaining balance.

I sat in my brand new car and praised my maker........than I laughed my arse off.

Ordered the stereo (debit card) and think I'll have the windows tinted this weekend.