I just looked up my score with score watch and it is 603. I noticed that when I was in the 500's the score would either jump by 28 points or go down by a large number of points. Now I've noticed that the score is inching up by 1 or 2 points. Is this the norm or will I see some larger jumps in my score since I've been paying my bills on time.
There does come a time when, in your efforts to improve your score, you have "picked all the low-hanging fruit," as it were. Once you get your utilization down to the 0-9% range, and disputed off incorrect baddies from your CR, you've pretty much done everything you can do in the short run to improve your FICO.
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in a credit-scoring postnuclear Stone Age...