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MyFico is irritating me

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Anonymous
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MyFico is irritating me

Approved for the Amex ED last month with a fat backdate. It hit all of my reports over a week ago. All the freebie services, (except useless Credit Sesame), have updated showing it. Yet nothing from MyFico 3B monitoring. Are they always this slow?

Message 1 of 6
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Anonymous
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Re: MyFico is irritating me


@Anonymous wrote:

Approved for the Amex ED last month with a fat backdate. It hit all of my reports over a week ago. All the freebie services, (except useless Credit Sesame), have updated showing it. Yet nothing from MyFico 3B monitoring. Are they always this slow?


Maybe the 3 CRAs haven't provided the info to FICO yet.

Message 2 of 6
Anonymous
Not applicable

Re: MyFico is irritating me


@Anonymous wrote:

@Anonymous wrote:

Approved for the Amex ED last month with a fat backdate. It hit all of my reports over a week ago. All the freebie services, (except useless Credit Sesame), have updated showing it. Yet nothing from MyFico 3B monitoring. Are they always this slow?


Maybe the 3 CRAs haven't provided the info to FICO yet.


So the eMails I get from MyFico that say We've been busy scanning your credit reports for changes as part of your FICO® 3-Bureau Credit Monitoring product are lying and, in reality, they just wait for the CRA's to send them the info?

Message 3 of 6
TheGardner
Valued Contributor

Re: MyFico is irritating me


@Anonymous wrote:

@Anonymous wrote:

@Anonymous wrote:

Approved for the Amex ED last month with a fat backdate. It hit all of my reports over a week ago. All the freebie services, (except useless Credit Sesame), have updated showing it. Yet nothing from MyFico 3B monitoring. Are they always this slow?


Maybe the 3 CRAs haven't provided the info to FICO yet.


So the eMails I get from MyFico that say We've been busy scanning your credit reports for changes as part of your FICO® 3-Bureau Credit Monitoring product are lying and, in reality, they just wait for the CRA's to send them the info?


Likely yes.

 

Usually when my other monitors alert me (2-3 days after the event) that afternoon myfico updates.

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 4 of 6
TheGardner
Valued Contributor

Re: MyFico is irritating me

Oh, just noticed. You won't get an alert, no event has happened.. This is not a new account, it's backdated.. You will have to wait for a alert able event to see any effects.

If anyone needs me I will be In The Garden. Goal Score: 760 for all in 2015.
Current FICO Scores EX: 715 EQ: 756 TU: 762
Last APP April 21, 2015.
Victim of The great AMEX HP heist of Dec 1st, 2nd and 3rd of 2014.
Message 5 of 6
Anonymous
Not applicable

Re: MyFico is irritating me


@TheGardner wrote:

Oh, just noticed. You won't get an alert, no event has happened.. This is not a new account, it's backdated.. You will have to wait for a alert able event to see any effects.


HMM... Didn't think about that.

Message 6 of 6
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