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Hey guys,
I need some help understanding MyFico report. I just signed up for the monthly reports and for an account under Experian it says "Charge off" with a 90 day late. Now, I filed for bankruptcy in July and just recieved my discharge paperwork (this week). This account is marked Charged off and 90 days late for August. But when I log into my Experian account, it does not say that. It says "Discharged in bankruptcy/never late".
Does anyone have any insight?
Thank you!
Strange. You can call customer support for MyFICO. They can help with hiccups on their reporting end. I had a couple over the past few yrs. Computers are like us humans. No ones perfect all the time.
MyFico is a little slower reporting EX changes than EX is. Give it a day or three
@FireMedic1 wrote:Strange. You can call customer support for MyFICO. They can help with hiccups on their reporting end. I had a couple over the past few yrs. Computers are like us humans. No ones perfect all the time.
Or as I like to say -- computers are only as smart as the humans that program them. I went to a top-10 school for Computer Science. My classmates were still idiots! On the plus side, those idiots and their coding errors ensure that I have job security since it is MY job to find there mistakes!