MyFico vs Credit Check Total

credit8502020 · ‎08-30-2023

Hi All,

I hope you're doing well. Do any of you use or have used MyFico and Credit Check Total? I was just wondering what you see as the main differences between the two platforms.

Thank you!

Horseshoez · ‎08-30-2023

@credit8502020 wrote:
Hi All,

I hope you're doing well. Do any of you use or have used MyFico and Credit Check Total? I was just wondering what you see as the main differences between the two platforms.

Thank you!

I looked at it a while back, and if I remember correctly, you only get FICO 8 scores, not all of the "Classic" 28 FICO scores plus FICO 10 like you get with the myFICO subscription.

Chapter 13:

Burned: AMEX, Chase, Citi, Wells Fargo, and South County Bank (now Bank of Southern California)
Filed: 26-Feb-2015
MoC: 01-Mar-2015
1st Payment (posted): 23-Mar-2015
Last Payment (posted): 07-Feb-2020
Discharged: 04-Mar-2020
Closed: 23-Jun-2020

I categorically refuse to do AZEO!

In the proverbial sock drawer:

Junejer · ‎08-30-2023

@credit8502020 wrote:
Hi All,

I hope you're doing well. Do any of you use or have used MyFico and Credit Check Total? I was just wondering what you see as the main differences between the two platforms.

Thank you!

I use the Experian product and get daily, live EX F8 scores in the moment. I can refresh my EQ and TU scores every 30 days. Additionally, I get the following EX FICO scores: F3, BankCard 2 and 8, Auto Score 2 and 8 as well as F2 Mortgage. These are refreshed daily as well.

Elan Visa Business Cash Preferred | $50K 3/2024

Chase Marriott Bonvoy Boundless | $20K 3/2024

Chase Southwest Performance Business | $17K 11/2022

Barclays Arrival World MasterCard | $3.019K (SD) 3/2016

Capital One Venture One Card | $5.1K (SD) 12/2007

Chase Ink Business Unlimited | $5K 12/2021

AmEx Blue Cash Preferred | apping Not sure when

Starting Score: 469
Current Score: 819
Goal Score: 850
Highest Scores: EQ 850 EX 849 TU 850
Take the myFICO Fitness Challenge

credit8502020 · ‎09-05-2023

@Horseshoez wrote:
@credit8502020 wrote:
Hi All,

I hope you're doing well. Do any of you use or have used MyFico and Credit Check Total? I was just wondering what you see as the main differences between the two platforms.

Thank you!
I looked at it a while back, and if I remember correctly, you only get FICO 8 scores, not all of the "Classic" 28 FICO scores plus FICO 10 like you get with the myFICO subscription.

@Horseshoez Thank you for your feedback.

credit8502020 · ‎09-05-2023

@Junejer wrote:
@credit8502020 wrote:
Hi All,

I hope you're doing well. Do any of you use or have used MyFico and Credit Check Total? I was just wondering what you see as the main differences between the two platforms.

Thank you!
I use the Experian product and get daily, live EX F8 scores in the moment. I can refresh my EQ and TU scores every 30 days. Additionally, I get the following EX FICO scores: F3, BankCard 2 and 8, Auto Score 2 and 8 as well as F2 Mortgage. These are refreshed daily as well.

@Junejer Thank you for your feedback.