I actually re-pulled my score the same morning the loan officers did, and was still showing the same score. I was a little disappointed because I paid $47 then $30 for rescoring TU and Experian.
Yeah, they said it was my true fico score. The good thing is we got accepted for a 95% loan. If we pay 1% towards the origination point, we qualify for a 6.375%, 30 year fixed interest rate.
Well, I'm glad that it worked out for you in the end. I'm glad you shared your story because I now know what to possibly expect and it not come as a huge shock if my score is lower than what I expected it to be.