For people on this thread to help you best, they really need a timeline:
On what date did you first pull your myFICO Ultimate report?
NOT SURE EXACTLY. BUT WELL OVER 6-7 MONTHS AGO.
When did you pull your last 3B report? Did the scores change from the previous report? (Remember that a full 90 days has to elapse before FICO will update the 3B report with new scores/data.)
LAST 3B REPORT WAS AROUND NOVEMBER 1ST. YES SCORES CHANGED FROM PREVIOUS BUT HAVENT SINCE THEN LIKE THEY USUALLY WERE BEFORE I FROZE MY REPORTS.
When did you freeze your credit reports? Are all three frozen?
HONESTLY NOT SURE OF DATE. BUT YES ALL 3 ARE FROZEN.
When is the last time you got an alert showing a change for each of the three FICO 8 scores?
LAST ALERT WAS NOVEMBER 16TH BUT WAS AN UPDATE ON A DISPUTE IS ALL.
Assembling this kind of precise timeline will also be helpful if you end up calling MF customer service. You may also want to try pulling your three FICO 8 scores through the $1 trial at Credit Check Total. That may give you helpful information.
NOT SURE IF JUST COINCIDENTALLY NOT CHANGING OR IF ITS BECAUSE OF MY FROZEN REPORTS IS BASICALLT WHAT IM ASKING. I BELIEVE IT HAS TO DO WITH MY FROZEN REPORTS. BUT I DIDNT KNOW IF ANYONE ELSE HAD BETTER INSIGHT ON HERE OR HAS RAN INTO THE SAME PROBLEM? AFTER ABOUT ANOTHER MONTH I WILL UNLOCK MY REPORTS FOR GOOD. SO FAR I HAVE ONLY UNLOCKED THEM FOR ABOUT 10 MINUTES TO CHECK A COUPLE PREQUAL SITES AND LOCKED THEM RIGHT BACK UP. IM TRYING TO DODGE A HARD PULL RIGHT NOW AND IT SEEMS TO BE WORKING AS ITS BEEN 20 PLUS DAYS SINCE I GOT DENIED FOR DISCOVER AND HAVE YET TO GET A HP AS I LOCKED MY REPORTS SECONDS AFTER DENIAL. LOL. IVE NEVER READ ABOUT ANYONE TRYING THAT BUT I FIGURED ITS WORTH A SHOT. AND AM GOING TO SHARE THE KNOWLEDGE AFTER ABOUT ANOTHER MONTH WHEN I KNOW IM IN THE CLEAR. 