Myfico vs Creditkarma report discrepency

[jinmikesung]

I purchased a new report from myfico.com last night and was comparing with creditkarma.com.

I have noticed that myfico EQ report shows that I have 20 open accounts, but creditkarma shows only 3 open accounts.

Which report is correct? Isn't creditkarma pulls report from EQ directly?

Thank you for your advise.

[Anonymous]

Shouldn't you know which is correct? It's not like it's only off by one. lol

[FireMedic1]

How many open accounts do you have?

[CreditInspired]

Hi OP and welcome to MyFICO

I know if it were me, the one I paid for better be the right one!

Okay, all joking aside since you’re a newbie. Report or no report—do you have 3 opened accounts or do you have 20. I don’t need a report to tell me I have 8 opened CCs and a mortgage.

[Remedios]

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@CreditInspired wrote:
Hi OP and welcome to MyFICO

I know if it were me, the one I paid for better be the right one!

Okay, all joking aside since you’re a newbie. Report or no report—do you have 3 opened accounts or do you have 20. I don’t need a report to tell me I have 8 opened CCs and a mortgage.

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You forgot CLOC!

Welcome.

[CreditInspired]

@remedios

I was drinking a cold glass of water and howled 😂🤣😂🤣. Thank Gawd it wasn’t hot coffee, I would have scalded myself. I loved your response.

[Remedios]

Am I the only one who now really wants to know how many accounts OP has???

[Anonymous]

Most likely somewhere between 3 and 20.

[Remedios]

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@Anonymous wrote:
Most likely somewhere between 3 and 20.

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You're terrible  😂😂😂

[Anonymous]

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@CreditInspired wrote:
 I don’t need a report to tell me I have 8 opened CCs and a mortgage.

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Cool.  I have 8 open CCs and a mortgage as well for 9 total open accounts.  How many closed accounts do you have?