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Myfico vs Creditkarma report discrepency

jinmikesung
New Contributor

Myfico vs Creditkarma report discrepency

I purchased a new report from myfico.com last night and was comparing with creditkarma.com.

I have noticed that myfico EQ report shows that I have 20 open accounts, but creditkarma shows only 3 open accounts.

 

Which report is correct? Isn't creditkarma pulls report from EQ directly?

Thank you for your advise.

 

Message 1 of 19
18 REPLIES 18
oldman87
Valued Contributor

Re: Myfico vs Creditkarma report discrepency

Shouldn't you know which is correct? It's not like it's only off by one. lol
Message 2 of 19
FireMedic1
Super Contributor

Re: Myfico vs Creditkarma report discrepency

How many open accounts do you have?

Message 3 of 19
CreditInspired
Super Contributor

Re: Myfico vs Creditkarma report discrepency

Hi OP and welcome to MyFICO

I know if it were me, the one I paid for better be the right one!

Okay, all joking aside since you’re a newbie. Report or no report—do you have 3 opened accounts or do you have 20. I don’t need a report to tell me I have 8 opened CCs and a mortgage.

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 4 of 19
Remedios
Moderator

Re: Myfico vs Creditkarma report discrepency


@CreditInspired wrote:
Hi OP and welcome to MyFICO

I know if it were me, the one I paid for better be the right one!

Okay, all joking aside since you’re a newbie. Report or no report—do you have 3 opened accounts or do you have 20. I don’t need a report to tell me I have 8 opened CCs and a mortgage.

You forgot CLOC!

 

Welcome.

When someone asks you *What's wrong*, and you're not sure if you want to start listing it in alphabetical or in order of importance.
Message 5 of 19
CreditInspired
Super Contributor

Re: Myfico vs Creditkarma report discrepency

@remedios

I was drinking a cold glass of water and howled 😂🤣😂🤣. Thank Gawd it wasn’t hot coffee, I would have scalded myself. I loved your response.

DEC 2019: EX 816, TU 820, EQ 810
DEC 2018: EX 777, TU 783, EQ 799

|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macy's $20K || NFCU CLOC $15K || CitiCostco $12.7K || NFCU Platinum $12.5K || Apple Card $6.5K ||
Message 6 of 19
Remedios
Moderator

Re: Myfico vs Creditkarma report discrepency

Am I the only one who now really wants to know how many accounts OP has???

 

 

When someone asks you *What's wrong*, and you're not sure if you want to start listing it in alphabetical or in order of importance.
Message 7 of 19
oldman87
Valued Contributor

Re: Myfico vs Creditkarma report discrepency

Most likely somewhere between 3 and 20.
Message 8 of 19
Remedios
Moderator

Re: Myfico vs Creditkarma report discrepency


@oldman87 wrote:
Most likely somewhere between 3 and 20.

 

 

You're terrible  😂😂😂

When someone asks you *What's wrong*, and you're not sure if you want to start listing it in alphabetical or in order of importance.
Message 9 of 19
BrutalBodyShots
Super Contributor

Re: Myfico vs Creditkarma report discrepency


@CreditInspired wrote:
 I don’t need a report to tell me I have 8 opened CCs and a mortgage.

Cool.  I have 8 open CCs and a mortgage as well for 9 total open accounts.  How many closed accounts do you have?

Message 10 of 19
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