NASA FCU now providing Experian VantageScore 4.0

[Hex]

NASA FCU nerfed their Exprian FICO 2 (mortgage) score and is now providing an Experian VantageScore 4.0. As far as I know Synchrony Bank was the only one providing a VantageScore 4.0 score and that one is from Transunion. I would actually normally hate this but they are supposedly going to use these scores for mortgages in the not too distant future so maybe a good thing?

[GZG]

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@Hex wrote:

Experian nerfed their Expriam FICO 2 (mortgage) score and now is providing an Experian VantageScore 4.0. As far as I know Synchronicity Bank was the only one providing a Vantage 4.0 score and that one is from Transunion. I would actually hate this but they are supposedly going to use these scores for mortgages in the not too distant future. 

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limited to only those with credit products, or all members?

[Hex]

I can't answer your question because I have not only a savings and checking account with them but I also have a credit card. Hopefully a NASA member without any loan accounts with them can post to let us know if they get the score. 

[FireMedic1]

Looks like they did switch. Check the URL below. Fico Score:

https://www.nasafcu.com/digital-banking/mobile-banking/mobile-fico-score 

It leads to:

"Simply enroll and start viewing your VantageScore® right in the mobile app with just a single tap. It’s free, you can access it anytime, and your score updates monthly. Plus, you’ll get access to FAQs and other factors that affect your Score."

[TheFIGuy]

Randolph-Brooks Federal Credit Union (RBFCU) also utilizes this score for all their lending decisions. IIRC—this shows utilization history upon other things. I could be wrong.

[Catbird_Seat]

I only have savings & checking with NASA & they gave me my Vantage 4.0 score effective 1/31/23.